We specialize in Buyer Assistance CalHFA Loan Programs

• Occupy the property as a primary residence.
• Complete Homebuyer Education and Counseling course and obtain a certificate of completion.
• Present a valid certificate of eligibility per VA guidelines.

CalHFA  borrowers must complete Homebuyer Education and Counseling course and obtain a certificate of completion through an eligible homebuyer counseling  organization.

• Occupy the property as a primary residence.
• Complete Homebuyer Education and Counseling course and obtain a certificate of completion.
   

• Occupy the property as a primary residence.
• Complete Homebuyer Education and Counseling course and obtain a certificate of completion.

Homebuyer education and counseling is critical to the success and happiness of a homeowner. A Homebuyer Education and Counseling course is required for first-time homebuyers enrolled in a CalHFA program.

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Only one occupying first-time borrower on each loan transaction is required to take this course.

Please have these documents ready when contacting a loan officer:

• Last 2 pay stubs
• Last 2 months bank statements
• Employment history
• Last 2 years tax returns
   

eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA.

Face-to-face Homebuyer Education and Counseling can be completed through NeighborWorks America or any HUD-Approved Housing Counseling Agency (fees vary by agency).